Homes & properties becoming uninsurable

Properties in fire- and storm-prone zones are becoming structurally uninsurable, complicating real estate transactions and exposing communities to uncovered loss.

Analysis:

The uninsurability crisis will force the creation of new risk-transfer mechanisms — parametric products, community-based pools, mitigation-linked coverage. A startup that creates viable insurance alternatives for "uninsurable" properties addresses a growing, desperate market with massive TAM implications as climate change accelerates.