MGA & MGU Growth

The MGA and MGU segment is experiencing rapid growth as a share of total premium, driven by specialization, technology agility, and talent migration from carriers.

Analysis:

MGA/MGU growth is one of the most important structural shifts in insurance. Technology-enabled MGAs that combine underwriting expertise with modern data and distribution can scale rapidly. The MGA model is inherently startup-friendly — asset-light, specialized, and technology-leveraged. Infrastructure for MGAs is also a major opportunity.