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Insights
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Business interruption & non-damage coverage gaps

Coverage & Product Gaps

IndustryInsurance
Added Jun 23, 2026

Non-damage business interruptions (cyber, pandemic, supply chain disruption) can occur but are often not covered by traditional BI policies. The gap between what businesses expect and what policies actually cover for non-physical-damage events remains wide.

Analysis:

Post-COVID, the demand for non-damage BI coverage is clear. Parametric and structured solutions for supply chain, cyber, and pandemic interruption represent a large addressable market with limited incumbent competition.

Sources

Thesis threads

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